FSA & HSA Guides

Take advantage of these insights and information to
help you maximize your FSA/HSA benefits.

Take advantage of these insights and information to help you maximize your FSA/HSA benefits.

Browse by topic

Every guide, grouped by what you are actually trying to figure out.

Letters of Medical Necessity

What an LMN is, how to get one, and what it does and does not cover.

FSA and HSA Basics

How the accounts work: contributions, deadlines, HDHP pairing, job changes.

Reimbursement and Claims

Filing a claim, receipts, timing, and how the money reaches you.

What Qualifies

The master lists, plus the rules that decide what qualifies and what does not.

Fitness and Gyms

Gym memberships, classes, trainers, and home equipment.

Recovery, Spa and Wellness

Massage, acupuncture, sauna, cold plunge, and recovery hardware.

Wearables and Health Tech

Rings, watches, straps, and the hardware versus subscription question.

Supplements and Nutrition

Supplements, greens, creatine, functional foods, and GLP-1s.

Home, Sleep and Air

Mattresses, sleep tech, air purifiers, water filters, ergonomic setups.

Conditions and Life Stages

Start from a diagnosis: chronic pain, migraine, mental health, pregnancy, postpartum.

Offering FSA and HSA at Your Business

For merchants, gyms, spas, and studios adding FSA and HSA to what they already sell.

Platform Comparisons

Truemed, Flex, and Burst compared for businesses deciding what to offer.

FSA and HSA Cards

Your FSA, HSA or HRA card is the fastest way to pay for eligible medical expenses at checkout.

Deadlines, Limits and Plan Rules

Your FSA, HSA or HRA comes with rules about how much you can contribute, when you can use your money, and what...

Family and Dependent Care

This section covers your dependent care flexible spending account, a separate bucket of pre-tax money set aside for...

HSA Money and Taxes

Your health savings account touches your tax return, and the rules around money, contributions, and withdrawals can...

Where to Shop with FSA and HSA

You have FSA, HSA or health reimbursement account money ready to spend.

Doctors, Services and Prescriptions

Most prescription drugs and doctor visits are covered outright by your FSA, HSA or HRA.

Vision, Dental and Hearing

Vision, dental, and hearing care can really add up.

Administrators and Plans

Your FSA, HSA or HRA is administered by an organization responsible for processing your reimbursement requests and...

Travel, Pets and Edge Cases

Some of the biggest questions about FSA and HSA eligibility live in the gray areas.

Latest guides

Lifestyle Spending Account: What It Covers

A lifestyle spending account (LSA) is an employer-funded benefit for wellness and lifestyle expenses. Learn how it works, what it covers, how it differs from FSAs and HSAs, and whether you have one.

Oct 7, 2026

6 minute read

FSA and HSA Open Enrollment: What to Decide

Open enrollment decides your FSA and HSA elections for the next plan year. Learn what choices you're making, how much to elect, and what happens if circumstances change.

Oct 7, 2026

9 minute read

Where to Shop Online With an FSA or HSA

Major retailers accept FSA and HSA cards online for eligible items. Or shop anywhere with any card and request reimbursement with a letter if needed.

Oct 7, 2026

5 minute read

Is Hand Sanitizer FSA or HSA Eligible?

Hand sanitizer is a reimbursable medical expense when bought for the primary purpose of preventing the spread of COVID-19. Face masks and sanitizing wipes have the same outright status.

Oct 7, 2026

4 minute read

Are Tissues (Kleenex) FSA or HSA Eligible?

Tissues and Kleenex aren't reimbursable from FSA, HSA or HRA accounts. They're personal care items. OTC cold medicine and humidifiers may qualify.

Oct 7, 2026

4 minute read

Are Blue Light Glasses FSA or HSA Eligible?

It depends on what you're buying. Prescription lenses qualify outright. Non-prescription glasses for general screen comfort don't qualify unless a clinician recommends them for a diagnosed condition.

Oct 7, 2026

4 minute read

Burst guide cover, for shoppers: the headline "HSA and Medicare" over the line "Worked examples, sourced to the IRS." with three tags: Medicare and HSAs, Contributions stop, Money stays yours.

HSA and Medicare: What Changes When You Enroll

Enrolling in Medicare ends HSA contributions from your first month of enrollment. Your existing balance stays and you can withdraw it tax-free for qualified medical expenses.

Oct 7, 2026

7 minute read

Can You Use an FSA or HSA for Vision Care?

Yes. Eye exams, prescription glasses, contacts, and vision-correction surgery are all reimbursable from your FSA or HSA. Some items need a letter.

Oct 7, 2026

4 minute read

The HSA Tax Deduction: How It Works

You can deduct HSA contributions you make yourself on Form 8889, even if you don't itemize. Employer contributions are already pre-tax, so you never deduct them again.

Oct 7, 2026

7 minute read

Lifestyle Spending Account: What It Covers

A lifestyle spending account (LSA) is an employer-funded benefit for wellness and lifestyle expenses. Learn how it works, what it covers, how it differs from FSAs and HSAs, and whether you have one.

Oct 7, 2026

6 minute read

Are Blue Light Glasses FSA or HSA Eligible?

It depends on what you're buying. Prescription lenses qualify outright. Non-prescription glasses for general screen comfort don't qualify unless a clinician recommends them for a diagnosed condition.

Oct 7, 2026

4 minute read

FSA and HSA Open Enrollment: What to Decide

Open enrollment decides your FSA and HSA elections for the next plan year. Learn what choices you're making, how much to elect, and what happens if circumstances change.

Oct 7, 2026

9 minute read

HSA and Medicare: What Changes When You Enroll

Enrolling in Medicare ends HSA contributions from your first month of enrollment. Your existing balance stays and you can withdraw it tax-free for qualified medical expenses.

Oct 7, 2026

7 minute read

Where to Shop Online With an FSA or HSA

Major retailers accept FSA and HSA cards online for eligible items. Or shop anywhere with any card and request reimbursement with a letter if needed.

Oct 7, 2026

5 minute read

Can You Use an FSA or HSA for Vision Care?

Yes. Eye exams, prescription glasses, contacts, and vision-correction surgery are all reimbursable from your FSA or HSA. Some items need a letter.

Oct 7, 2026

4 minute read

Is Hand Sanitizer FSA or HSA Eligible?

Hand sanitizer is a reimbursable medical expense when bought for the primary purpose of preventing the spread of COVID-19. Face masks and sanitizing wipes have the same outright status.

Oct 7, 2026

4 minute read

The HSA Tax Deduction: How It Works

You can deduct HSA contributions you make yourself on Form 8889, even if you don't itemize. Employer contributions are already pre-tax, so you never deduct them again.

Oct 7, 2026

7 minute read