Where to Shop with FSA and HSA

You have FSA, HSA or health reimbursement account money ready to spend. You know what you want to buy. But here's what shoppers usually want to know first: Does this particular store accept my account? How do I recognize which items are actually eligible for reimbursement? And when do I need to request a letter of medical necessity to get approval for reimbursement?

This section walks you through shopping at all the major retailers and answers those questions directly. You'll find guides for Amazon, CVS, Walgreens, Target, Costco, Sephora, Walmart and other major shopping destinations where people spend their account money. We explain how each store works with FSA and HSA funds, which product categories actually qualify for reimbursement under IRS rules, how different stores mark eligible items so you can spot them easily, and when and how a letter of medical necessity can expand what you're able to claim.