Recovery, Spa and Wellness

Massage, acupuncture, sauna, cold plunge, and recovery hardware.

Recovery is the category where the same purchase is either a spa day or a treatment, and the paperwork is what separates them.

Massage therapy for general relaxation is a personal expense. Massage therapy for documented chronic pain, a muscle injury, or a rehabilitation plan is a medical expense with a letter behind it. Acupuncture, sauna, cold plunge, and percussion devices all sit on the same line.

Services and hardware follow the same rules but different practicalities. A massage clinic gives you an itemized receipt without being asked. A sauna arrives with an order confirmation that says nothing about why you bought it, so the letter is doing more of the work.

Each guide here names the conditions clinicians usually document for that treatment, what an administrator wants to see on the receipt, and where the claim tends to fall down.

Acupuncture needles placed in a person's back during treatment

How to Use FSA & HSA for Acupuncture in 2026

Use your FSA or HSA for acupuncture with a Letter of Medical Necessity. See when an LMN is needed, which conditions qualify, and how to file with Burst.

Letter of Medical Necessity for Saunas & Cold Plunge

Infrared saunas and cold plunge tubs can be FSA/HSA eligible with an LMN. Learn which conditions qualify and save 25–40% on your next purchase.

Best HSA-Eligible Saunas and Cold Plunges (2026): Plunge, Sunlighten and More

Plunge, Sunlighten, Almost Heaven, Haven of Heat, Bon Charge — every major sauna and cold plunge brand can be FSA/HSA reimbursable with a Letter of Medical Necessity. Here's the brand-by-brand walkthrough.

Is Sunlighten HSA Eligible? The Complete FSA/HSA Sunlighten Guide

Yes, Sunlighten infrared saunas (mPulse, Solo, Amplify) can be FSA/HSA reimbursable with a Letter of Medical Necessity. Here's exactly what qualifies and how reimbursement flows.

Percussive massage device on a wooden surface

Is Theragun HSA Eligible? The Complete FSA/HSA Theragun Guide

Yes, Theragun (Therabody) percussive massage devices and the Therabody+ subscription can be FSA/HSA reimbursable with a Letter of Medical Necessity. Here's the complete walkthrough.

Spa setup with a rolled towel, candles, and stacked massage stones

How to Use FSA & HSA for Massage Therapy in 2026

Use your FSA or HSA for massage therapy with a Letter of Medical Necessity. See which conditions qualify, which practices count, and how to file with Burst.

Best HSA-Eligible Recovery Tools (2026): Theragun, Hyperice, Mito, Joovv

Theragun, Hyperice, Mito Red Light, Joovv, HigherDOSE, iRestore, Pulsetto — every major recovery brand can be FSA/HSA reimbursable with a Letter of Medical Necessity. Here's what fits which situation, what your LMN needs to say, and how to get reimbursed.

Cold plunge tub in a home wellness space

Is Plunge HSA Eligible? The Complete FSA/HSA Plunge Guide

Yes, the Plunge All-In, Plunge Pro, Plunge Pop, chillers, and accessories can all be FSA/HSA reimbursable with a Letter of Medical Necessity. Here's exactly what qualifies, what doesn't, and how to get reimbursed.

Recovery boots and percussive massage device

Is Hyperice HSA Eligible? The Complete FSA/HSA Hyperice Guide

Yes, Hyperice Hypervolt, Normatec compression boots, Venom heated wraps, and accessories can all be FSA/HSA reimbursable with a Letter of Medical Necessity. Here's the complete walkthrough.

Burst guide cover, for shoppers: the headline "Mental health apps and your HSA" over the line "Therapy apps work on the card. Meditation apps need a letter." with three tags: Calm, Headspace, Therapy platforms, Annual plan wins.

Are Calm, Headspace and Therapy Apps HSA Eligible? (2026)

BetterHelp and Talkspace take HSA cards; Calm and Headspace need a clinician's letter. Prices, which conditions qualify, and how to get reimbursed for an app.