Vision, Dental and Hearing

Vision, dental, and hearing care can really add up. You know some of these costs are FSA or HSA eligible, but it's often not clear which ones qualify. Is your new pair of glasses reimbursable right out of the box? What about contact lens solution, sunglasses, or designer frames? Can you get teeth whitening reimbursed? How about that new hearing aid you've been considering? And when exactly do you need a letter of medical necessity to claim reimbursement?

This section covers what's reimbursable for your vision, dental, and hearing health. You'll find specific answers for glasses, contacts, sunglasses, LASIK surgery, dental work, braces, hearing aids, toothbrushes, toothpaste, and more. Some items qualify for reimbursement immediately from your FSA, HSA, or HRA. Others can be reimbursed with a letter of medical necessity from your clinician, which documents a diagnosed condition and explains how the purchase treats it. Routine exams and cleanings usually fall on one side of that line, while cosmetic work like whitening or clear aligners chosen for looks alone falls on the other.