Are Blue Light Glasses FSA or HSA Eligible?

It depends on what you're buying. Prescription lenses qualify outright. Non-prescription glasses for general screen comfort don't qualify unless a clinician recommends them for a diagnosed condition.

4 minute read

Burst guide cover, for shoppers: the headline "Are Blue Light Glasses FSA or HSA Eligible?" over the line "Outright, with a letter, or not. Here's which." with three tags: IRS Publication 502, With a letter, Burst files it.

Short answer

Blue light glasses are reimbursable under IRS Publication 502 if they're prescription lenses or if a clinician recommends them for a diagnosed condition like migraine with light sensitivity.

If you're buying non-prescription blue light glasses just for screen comfort, they're not reimbursable. The three outcomes split on what you need them for and who prescribed them.

Three outcomes: prescription, diagnosed condition, or comfort

The IRS rule is straightforward: under Publication 502, eyeglasses needed for medical reasons are a qualified expense. The medical reason is the dividing line.

Type

Outcome

Prescription lenses with a blue-light or anti-glare coating

Reimbursable outright

Non-prescription blue light glasses for general screen time

Not reimbursable

Non-prescription tinted or blue light glasses a clinician recommends for migraine with light sensitivity or post-concussion light sensitivity

Reimbursable with a letter

When blue light glasses are reimbursed outright

If your blue light glasses are prescription, with a blue-light or anti-glare coating on the lenses, they're reimbursable outright with no letter. The prescription is the medical reason. You can request reimbursement with your FSA, HSA or HRA right after you buy them under IRS Publication 502.

Prescription eyeglasses are eyeglasses needed for medical reasons under Publication 502. The fact that the coating is anti-glare or blue-light filtering doesn't change the outcome. If a lens requires a prescription to correct your vision, the entire pair is reimbursable, including any special coatings. You may have your eye exam and glasses filled at any provider and any retailer.

When they need a letter

If you're buying non-prescription blue light glasses or tinted glasses because a clinician has diagnosed you with migraine triggered by light exposure, or post-concussion light sensitivity, you'll need a letter.

The clinician names the condition and explains in one sentence how the glasses treat it. The letter has to be dated on or before the purchase it covers, so request it before you buy.

Why non-prescription blue light glasses for screen comfort don't qualify

Non-prescription blue light glasses bought for general screen comfort are personal items, not medical expenses. Even though blue light exposure is a common workplace concern, buying glasses for comfort or fatigue prevention without a clinician's diagnosis does not meet the IRS definition of a qualified medical expense under Publication 502.

How to buy and claim reimbursement

You can buy blue light glasses from any retailer, online or in-store, and pay with any card: credit, debit, BNPL, or anything else. The glasses don't have to come from an FSA or HSA store list.

If a letter is needed, request it before you buy so it's dated on or before your purchase. Burst files the reimbursement claim with your FSA, HSA or HRA administrator. The administrator pays you out of your account by deposit or check.

Related items in the same family

Other vision expenses follow the same rules. Check the reimbursement status of glasses, sunglasses, and contact lenses for prescription and non-prescription options.

Getting blue light glasses reimbursed with Burst

When the answer is 'with a letter', this is the letter. Request it from Burst in about two minutes, a licensed clinician reviews it, and it's typically in your inbox within 24 hours. $35 once. Burst then files the reimbursement claim with your FSA, HSA or HRA administrator, and the administrator pays you out of your account by deposit or check. If no letter is issued you pay nothing, and if the claim is denied you get the $35 back. One timing rule: the letter has to be dated on or before the purchase it covers, so request it first.

Get reimbursed for my blue light glasses

Frequently asked questions

Are prescription blue light glasses FSA or HSA eligible?

Yes. Any prescription glasses, including those with a blue-light coating or anti-glare lens, are reimbursable outright under Publication 502.

Do non-prescription blue light glasses count as a medical expense?

Not by themselves. Non-prescription blue light glasses bought for general screen comfort are personal items. They become reimbursable only if a clinician recommends them for a diagnosed condition like migraine with light sensitivity.

What condition would qualify non-prescription blue light glasses for a letter?

Migraine triggered by light exposure and post-concussion light sensitivity are two examples. The clinician must diagnose the condition and explain how the glasses treat it.

Can I request a letter after I've already bought the glasses?

No. The letter must be dated on or before the purchase date it covers. Request it before you buy so the timing aligns.

Do I need to buy blue light glasses from a specific store?

No. You can buy from any retailer and use any payment method. The glasses don't need to come from an FSA or HSA store list.

What's the difference between FSA, HSA and HRA coverage for blue light glasses?

The eligibility rule is the same for all three: prescription lenses are outright, non-prescription for diagnosed conditions need a letter, and non-prescription for comfort don't qualify. The account differences (like FSA's use-it-or-lose-it) don't change whether glasses are reimbursable.

Keep reading: Prescription glasses and frames, Sunglasses, Contact lenses, and all guides on this topic.

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