WEARABLES

Use your FSA/HSA on your Garmin.

Get a Letter of Medical Necessity the same day. Burst files your reimbursement for you, and your pre-tax money typically lands in 1 to 3 days.

Get my LMN for $25

See how it works

★★★★★

4.9/5 from 800+ members

Auto-refund guarantee

Secure & private

Licensed clinician review

Real clinician review

Letter of Medical Necessity

Same-day

Your eligible wellness spending

Garmin Forerunner

$449

Garmin Venu

$399

Total eligible

$848

Burst files this for you. Money typically lands in 1 to 3 days.

$5M+

Reimbursements processed

15,000+

LMNs issued

Same day

Letter delivered

$25

Flat fee, no subscription

Works with every FSA/HSA administrator

HealthEquity

Fidelity

WEX

HSA Bank

Inspira

Optum

Further

What qualifies for an LMN

When a licensed clinician confirms it supports your health, the wearable you already pay for comes back to you tax-free. Burst does the rest, from the letter to the filing to the money in your account.

Heart & HRV

Resting heart rate and HRV trends.

Training & recovery

Training load and recovery insights.

Sleep & stress

Sleep stages and stress tracking.

Activity

Steps, workouts, and pulse ox.

One clinician-reviewed letter, valid for a full 12 months.

What members say

★★★★★

Use my Garmin for training and recovery. Burst got the letter same day.

Holly V.

Verified member · Asheville, NC

★★★★★

My HSA covered the Forerunner. A real clinician reviewed it.

Sam P.

Verified member · Bend, OR

★★★★★

Track my HRV every morning. Turns out it qualifies. Easy reimbursement.

Raj K.

Verified member · Fremont, CA

★★★★★

Skeptical a watch would count. Approved fast, money back that week.

Diane L.

Verified member · Spokane, WA

How it works

Three steps from sign-up to reimbursement.

Tell us what you want covered

Answer a few questions in under two minutes.

Real clinician review

A licensed clinician reviews your information and issues your Letter of Medical Necessity the same day.

We file it for you

Burst files your reimbursement for you in minutes, and your money typically lands in 1 to 3 days.

See how it works in under a minute

A quick walkthrough from sign-up to reimbursement.

Auto-refund guarantee

If a licensed provider determines a Letter of Medical Necessity is not appropriate for you, your $25 is refunded automatically. No letter, no charge.

Frequently asked questions

Will my Garmin actually be reimbursed?

An LMN documents medical necessity, then Burst files your reimbursement for you. Final approval is determined by your plan administrator, the same as any other eligible expense.

Does a Garmin qualify without a letter?

Wearables generally need a Letter of Medical Necessity to be FSA/HSA eligible. Burst gets you a clinician-reviewed letter, usually the same day.

How fast do I get my letter?

Intake takes under two minutes and your letter is issued the same day in most cases.

Which FSA/HSA plans does this work with?

Burst works with every FSA/HSA admin.

Do I need my own doctor?

No. A licensed clinician in the Burst network reviews your information and issues the letter. You do not need an existing relationship with a provider.

What if my plan denies the claim?

Reimbursement is decided by your plan administrator. If a clinician determines an LMN is not appropriate for you, your $25 is refunded automatically. We also refund you if your claim is denied because of the LMN.

★★★★★ Rated 4.9/5 by 800+ members

Put your FSA/HSA to work on your health.

Get your Letter of Medical Necessity today.

Get my LMN for $25

Use your FSA/HSA on your Garmin

$25 flat · Same-day letter · Auto-refund guarantee

Get my LMN for $25