WEARABLES

Use your FSA/HSA on your Apple Watch.

Get a Letter of Medical Necessity the same day. Burst files your reimbursement for you, and your pre-tax money typically lands in 1 to 3 days.

Get my LMN for $25

See how it works

★★★★★

4.9/5 from 800+ members

Auto-refund guarantee

Secure & private

Licensed clinician review

Real clinician review

Letter of Medical Necessity

Same-day

Your eligible wellness spending

Apple Watch Series 10

$399

Apple Watch SE

$249

Total eligible

$648

Burst files this for you. Money typically lands in 1 to 3 days.

$5M+

Reimbursements processed

15,000+

LMNs issued

Same day

Letter delivered

$25

Flat fee, no subscription

Works with every FSA/HSA administrator

HealthEquity

Fidelity

WEX

HSA Bank

Inspira

Optum

Further

What qualifies for an LMN

When a licensed clinician confirms it supports your health, the wearable you already pay for comes back to you tax-free. Burst does the rest, from the letter to the filing to the money in your account.

Heart health

ECG, heart rate, and rhythm alerts.

Activity & fitness

Track workouts, steps, and calories.

Sleep tracking

Nightly sleep stages and trends.

Safety alerts

Fall detection and health notifications.

One clinician-reviewed letter, valid for a full 12 months.

What members say

★★★★★

Didn’t realize my Apple Watch could be HSA eligible. Letter same day.

Nadia S.

Verified member · Portland, ME

★★★★★

I use it for heart-rate tracking. A clinician agreed it supports my health.

Greg M.

Verified member · Tucson, AZ

★★★★★

Got both my watch and my partner’s covered. Burst filed everything.

Bianca T.

Verified member · Charlotte, NC

★★★★★

Fast, legit, and the reimbursement hit my account that week.

Eli R.

Verified member · Des Moines, IA

How it works

Three steps from sign-up to reimbursement.

Tell us what you want covered

Answer a few questions in under two minutes.

Real clinician review

A licensed clinician reviews your information and issues your Letter of Medical Necessity the same day.

We file it for you

Burst files your reimbursement for you in minutes, and your money typically lands in 1 to 3 days.

See how it works in under a minute

A quick walkthrough from sign-up to reimbursement.

Auto-refund guarantee

If a licensed provider determines a Letter of Medical Necessity is not appropriate for you, your $25 is refunded automatically. No letter, no charge.

Frequently asked questions

Will my Apple Watch actually be reimbursed?

An LMN documents medical necessity, then Burst files your reimbursement for you. Final approval is determined by your plan administrator, the same as any other eligible expense.

Does an Apple Watch qualify without a letter?

Wearables generally need a Letter of Medical Necessity to be FSA/HSA eligible. Burst gets you a clinician-reviewed letter, usually the same day.

How fast do I get my letter?

Intake takes under two minutes and your letter is issued the same day in most cases.

Which FSA/HSA plans does this work with?

Burst works with every FSA/HSA admin.

Do I need my own doctor?

No. A licensed clinician in the Burst network reviews your information and issues the letter. You do not need an existing relationship with a provider.

What if my plan denies the claim?

Reimbursement is decided by your plan administrator. If a clinician determines an LMN is not appropriate for you, your $25 is refunded automatically. We also refund you if your claim is denied because of the LMN.

★★★★★ Rated 4.9/5 by 800+ members

Put your FSA/HSA to work on your health.

Get your Letter of Medical Necessity today.

Get my LMN for $25

Use your FSA/HSA on your Apple Watch

$25 flat · Same-day letter · Auto-refund guarantee

Get my LMN for $25