Is NordicTrack HSA Eligible? The Complete FSA/HSA NordicTrack Guide
Yes, NordicTrack treadmills, bikes, rowers, ellipticals, and the iFit subscription can all be FSA/HSA reimbursable with a Letter of Medical Necessity. Here's the complete walkthrough.
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Hi, I'm Shubhi. NordicTrack is the most-asked-about brand in our home cardio category because their lineup spans treadmills, bikes, rowers, and ellipticals — and most of them are reimbursable with the right LMN.
Short answer. Yes. NordicTrack treadmills (Commercial 1750, X22i, X32i), bikes (Commercial S22i, S27i), rowers (RW900), ellipticals (FreeStride Trainer, SpaceSaver), and the iFit subscription can all be FSA or HSA reimbursable with a Letter of Medical Necessity. The IRS treats general exercise equipment as dual-purpose under Publication 502 and Notices 2006-69 and 2007-2: not eligible by default, but reimbursable when a clinician documents the equipment is part of managing a specific medical context. iFit reimburses on the same LMN as the hardware while the LMN is current (12 months typical). Below is what qualifies and how reimbursement actually flows.
If that already describes you, the request takes about three minutes and you can skip the rest of this guide.
What's eligible with an LMN
NordicTrack treadmills. Commercial 1750, X22i, X32i, EXP series.
NordicTrack bikes. Commercial S22i, S27i, VR series.
NordicTrack rowers. RW900, RW600.
NordicTrack ellipticals. FreeStride Trainer, SpaceSaver.
iFit subscription. Reimburses on a recurring basis while the LMN is current.
Heart rate accessories purchased for use with the equipment.
Delivery and assembly fees on the same receipt.
What's not eligible, even with an LMN
NordicTrack branded apparel.
Cosmetic upgrades.
Equipment for someone without their own LMN.
Common reasons people get a NordicTrack LMN
Cardiac rehabilitation
Hypertension management
Type 2 diabetes management
Hyperlipidemia or metabolic syndrome
Weight management with comorbidity
Chronic low back pain (treadmill walking, rowing)
Post-surgical reconditioning
Depression and anxiety where exercise is part of the treatment plan
A few common NordicTrack FSA/HSA pitfalls
Forgetting iFit. The subscription reimburses on the same LMN as the hardware. Most people miss this.
Submitting the financing statement. Use the original NordicTrack receipt, not Affirm or Klarna installments.
Letting the LMN expire mid-iFit. Annual refresh keeps the recurring subscription covered.
NordicTrack FSA/HSA FAQ
Is NordicTrack HSA eligible without an LMN?
NordicTrack is general exercise equipment by IRS default. The LMN is what creates eligibility.
Is iFit FSA eligible?
On the same LMN as the hardware, yes. Recurring while the LMN is current.
Can I cover both a NordicTrack treadmill and bike on the same LMN?
When the contexts justify both (e.g., interval training for cardiac rehab requires varied modalities), yes.
Can I get an LMN for a NordicTrack I already bought?
Per IRS guidelines, LMNs must be for purchases made on or after the LMN request date. The hardware purchase itself won't reimburse retroactively, but the iFit membership going forward can be covered.
Is the LMN fee itself FSA/HSA eligible?
Yes.
Stop paying full price for your NordicTrack
If you're shopping for or already paying for NordicTrack equipment and you've got a documented context, the LMN turns it into pre-tax. Get yours from Burst in under 5 minutes.
If you're not sure whether your situation fits, hit reply on any Burst email or write to support@getburst.com. We read every email ourselves.
Thanks,
Shubhi
Co-Founder at Burst
For the underlying rules, see IRS Publication 502, IRS Notice 2006-69, and IRS Notice 2007-2.
Last updated: May 2026
This guide is not medical advice. Your eligibility depends on your specific situation and your plan administrator's interpretation of IRS rules. Burst's clinicians make eligibility decisions on a case-by-case basis.
