Hi, I'm Grayson. Walking pads have become one of the fastest-growing categories on Burst, especially for desk workers managing weight or cardiovascular health.

Short answer. Walking pads (WalkingPad, Sperax, UREVO, Goyouth) and full-size treadmills (NordicTrack, Peloton Tread, ProForm, Bowflex, Sole, LifeSpan) can all be FSA or HSA reimbursable with a Letter of Medical Necessity. The IRS treats them as dual-purpose under Publication 502 and Notices 2006-69 and 2007-2: general exercise equipment by default, medical equipment when a clinician documents the medical context. The most common contexts are weight management with a comorbidity (hypertension, type 2 diabetes), cardiovascular reconditioning, and chronic conditions where seated work is contributing to the problem. Below is the brand-by-brand fit and what your LMN needs to say.

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Brand-by-brand fit

• WalkingPad (KingSmith). The original folding walking pad. Strong fit for desk-work-related sedentary contexts, hypertension management, weight management with comorbidity.

• Sperax. Mid-range walking pads with smartphone control. Same eligibility framework.

• UREVO. Lower-cost walking pads. Same eligibility framework.

• NordicTrack. Full-size treadmills with iFit. Strong fit for cardiac rehabilitation, type 2 diabetes management, chronic low back pain (low-impact walking).

• Peloton Tread. The connected treadmill. Strong fit when paired with the documented condition; All-Access membership reimburses alongside on the same LMN.

• ProForm. Mid-tier folding treadmills. Same eligibility framework.

• Bowflex Treadmill. Cushioned belt designed for joint-friendly walking. Strong fit for osteoarthritis, knee pain, post-surgical reconditioning.

• Sole. Premium treadmills with cushioned decks. Same fit as Bowflex.

• LifeSpan. Treadmill desk and walking pad combinations. Strong fit for desk-work sedentary contexts.

What's eligible with an LMN

• The walking pad or treadmill hardware

• Treadmill mats and floor protection on the same receipt

• Heart rate accessories (chest straps) for cardiac monitoring

• Memberships (iFit, Peloton All-Access) when paired with the documented context

• Delivery and assembly fees on the same receipt

What's not eligible, even with an LMN

• Treadmill desks themselves as office furniture — the treadmill component reimburses, the desktop attachment is furniture. Some plans approve combined units; ask your plan admin.

• Branded apparel. NordicTrack hoodies, Peloton clothing.

• Cosmetic upgrades. Premium finishes purely for aesthetics.

Common reasons people get a walking pad or treadmill LMN

• Weight management with comorbidity (hypertension, T2D, hyperlipidemia)

• Cardiac rehabilitation

• Type 2 diabetes management

• Hypertension management

• Sedentary-work-related musculoskeletal pain (especially walking pads)

• Post-surgical recovery requiring graded cardiovascular reconditioning

• Depression and anxiety where movement is part of the treatment plan

• Osteoarthritis (low-impact walking)

A few common walking pad / treadmill FSA/HSA pitfalls

• Buying a treadmill desk and submitting the bundle. Plan admins parse this differently. Submit clarifying notes about which component is medical.

• Forgetting the membership. Peloton All-Access and iFit reimburse on the same LMN as the hardware.

• Submitting the financing statement. Use the original receipt from the brand, not the monthly Affirm or Klarna installments.

• Letting the LMN expire mid-membership. Annual refresh keeps recurring memberships covered.

Walking pad and treadmill FSA/HSA FAQ

Is a WalkingPad HSA eligible?
With an LMN, yes. The most common context is sedentary-work-related cardiovascular or weight management.

Is the Peloton Tread covered?
With an LMN, yes. Hardware and All-Access membership reimburse together.

Is iFit on NordicTrack FSA eligible?
On the same LMN as the hardware, yes. Recurring while the LMN is current.

Can I cover a treadmill desk?
The treadmill component reimburses. The desk attachment is generally office furniture. Some bundled units have plans that approve them combined; check with your plan admin.

Is the LMN fee itself FSA/HSA eligible?
Yes.

Stop paying full price for your treadmill

If you've got a documented context and are already shopping or paying for a walking pad or treadmill, the LMN turns it into pre-tax. Get yours from Burst in under 5 minutes.

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If you're not sure whether your situation fits, hit reply on any Burst email or write to support@getburst.com. We read every email ourselves.

Thanks,
Grayson
Chief of Staff at Burst

For the underlying rules, see IRS Publication 502, IRS Notice 2006-69, and IRS Notice 2007-2.

Last updated: May 2026

This guide is not medical advice. Your eligibility depends on your specific situation and your plan administrator's interpretation of IRS rules. Burst's clinicians make eligibility decisions on a case-by-case basis.